Terms of Service

Last updated: October 16, 2026

By using thriftpanda.com, you agree to these terms.

Educational content only

All articles and calculators are for general educational purposes. Nothing on this site is professional financial, tax, or legal advice. See our Disclaimer.

Calculators

Our calculators provide estimates based on the numbers you enter. Results are simplified illustrations, not guarantees. Always verify important figures with your bank or lender.

Intellectual property

All content on Thrift Panda is our original work. You may share links to our articles freely. Republishing full articles without written permission is not allowed.

Acceptable use

You agree not to misuse the site, attempt to disrupt it, or scrape content at a scale that harms performance.

Third-party links

We may link to banks, apps, or other resources. We are not responsible for their content or practices.

Limitation of liability

To the maximum extent permitted by law, Thrift Panda is not liable for decisions you make based on our content.

Changes

We may update these terms; continued use of the site means you accept the current version.